10 Hidden Benefits in the Car Insurance Policy. You May Not Realize!
Ready to use insurance for your favorite car? Let's insure
safe and reliable with RaksaOnline? Use vehicle insurance according to your
abilities and needs, because the more you want to be protected, the more
prepared the costs. Therefore, using vehicle insurance wisely. In order to
ensure the safety and comfort of your driving, through protection provided by
premium-class Car Insurance, there are hidden benefits in car insurance
policies that you may not realize.
In vehicle insurance there are 2 types of protection
provided by the insurance namely Total Loss Only which means guaranteeing the
risk of theft and damage if the repair costs are estimated to be equal to or
exceed 75% of the vehicle price just before the loss and Comprehensive
guarantees risk due to partial loss / damage ( partial loss) and overall (total
loss) caused by all risks insofar as they are not excluded in the policy.
Because many vehicle owners do not know at all about the
existence of benefits such as discounts at several agencies that work with
insurance. Maybe you are one of the few people who behave like that. If so,
then you can read more about some of the hidden benefits that are in your
insurance policy.
Power cover insurance coverage
Many people only think that the insurance will only cover
losses that might befall the car just because of an accident. Though there are
many causes of damage or other losses that will still be borne by the
insurance. For example, the risk of vehicles being damaged due to floods,
earthquakes, landslides, being struck by lightning, or other disasters.
Free of cost of car towing
Maybe you often drive during rush hours, especially on
highways or in areas that are quite crowded, but it is difficult to find workshops
or mechanics who can repair damaged cars. Or maybe you keep your mechanic's
number or workshop that is located quite far from the location of your damaged
car.
Free administration fees for extending insurance policies
In some insurance companies, most of the process of managing
vehicle insurance is quite time consuming and labor intensive. What is not
widely known by insurance owners or prospective customers of insurance is that
we can apply for a new insurance policy or extend the insurance policy online.
Discount for third party coverage
If you have all risk insurance with the expansion of third
party coverage, the insurance company will make compensation suffered by other
drivers who have an accident where the cause of the accident is your fault.
Insurance for additional accessories on the car
Ordinary car insurance will only cover the damage that is in
the car alone and does not guarantee damage that might also be related to the
accessories in the car damaged by the accident. If at the time you apply for
your vehicle insurance propose an extension of everything including to cover
the damage to car accessories, of course the insurance will cover the damage to
the accessories in the car.
There is a party that helps take care of damage for 24
hours. The insurer will provide people who can serve and help you for a full
twenty-four hours for seven days when maybe your vehicle is in the middle of an
accident.
Overcoming price decline
The older a vehicle is, the selling price will decrease.
Expansion of insurance that overcomes the decline in prices will guarantee a
change in the part of the car that has decreased in price due to damage.
Engine protection
Maybe the car has suffered damage such as an oil leak or an
engine that has been damaged by water. All risk comperhensive insurance will
guarantee such damage by making repairs.
Coverage for the driver
The insurance company will also incur losses regarding the
driver who has been injured or disabled even death caused by an accident.
Cut taxes
The car used for business will reduce the tax that must be
paid by the business owner. Of course the car must be under the name of the
business owner.